Cultura de ahorro en las finanzas Personales de los egresados de contabilidad de la UNDC - 2022
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Date
2024-03-12
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Publisher
Universidad Nacional de Cañete
Abstract
La presente investigación nace de una problemática local suscitada en la Provincia de
Cañete, tiene como objetivo describir la relación de la cultura de ahorro en las finanzas
personales de los egresados de contabilidad de la UNDC, 2022. La metodología fue del tipo básico, nivel descriptivo, corte transversal no experimental, método hipotético deductivo, el instrumento fue un cuestionario a escala de likert, con 20preguntas de selección múltiple. Resultados, fueron obtenidos por el programa estadístico JAMOVI versión 23.21 en base a Rho Spearman procesados, proporcionaron la información necesaria del grado de significación de la relación entre ambas variables de estudio tales como la Primera Variable: Cultura de ahorro y la Segunda Variable: Finanzas personales, en una muestra de 65 egresados de contabilidad de la UNDC, 2022. Se obtuvo la aceptación de la hipótesis y también la determinación de los objetivos planteados los cuales para efectos de la discusión se consideran importantes a tomar en cuenta. Las conclusiones son que los egresados de la carrera de contabilidad de la Universidad Nacional de Cañete cuentan considerablemente con la cultura de ahorro en su día, sin embargo, deben enriquecer más sus conocimientos mediante la adquisición de información académica referente a ahorro y finanzas para poder tomar buenas decisiones en cuanto a sus finanzas personales y maximizar de manera eficaz sus recursos.
This research arises from a local problem in the province of Cañete, and its objective is to describe the level of knowledge of the savings culture in personal finances of the accounting graduates of the UNDC, 2022. The methodology was of the basic type, descriptive level, non-experimental cross- sectional, hypothetical-deductive method, the instrument was a likert questionnaire with 20 multiple choice questions. Results were obtained by the statistical program JAMOVI version 23.21 based on Rho Spearman processed, provided the necessary information on the degree of significance of the relationship between both study variables such as the First Variable: Savings Culture and the Second Variable: Personal Finances, in a sample of 65 accounting graduates of the UNDC, 2022.The acceptance of the hypothesis was obtained and also the determination of the stated objectives which for the purposes of the discussion are considered important to take into account. The conclusions are that the graduates of the accounting career at the National University of Cañete have a considerable savings culture in their day, however, they should enrich their knowledge by acquiring more academic information on savings and finances in order to make good decisions regarding their personal finances and effectively maximize their resources.
This research arises from a local problem in the province of Cañete, and its objective is to describe the level of knowledge of the savings culture in personal finances of the accounting graduates of the UNDC, 2022. The methodology was of the basic type, descriptive level, non-experimental cross- sectional, hypothetical-deductive method, the instrument was a likert questionnaire with 20 multiple choice questions. Results were obtained by the statistical program JAMOVI version 23.21 based on Rho Spearman processed, provided the necessary information on the degree of significance of the relationship between both study variables such as the First Variable: Savings Culture and the Second Variable: Personal Finances, in a sample of 65 accounting graduates of the UNDC, 2022.The acceptance of the hypothesis was obtained and also the determination of the stated objectives which for the purposes of the discussion are considered important to take into account. The conclusions are that the graduates of the accounting career at the National University of Cañete have a considerable savings culture in their day, however, they should enrich their knowledge by acquiring more academic information on savings and finances in order to make good decisions regarding their personal finances and effectively maximize their resources.
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Keywords
cultura de ahorro, finanzas personales, presupuesto, ingresos, gastos.
Citation
De La Cruz Romo, Janeth María - Gutiérrez Flores, Deisy Lisbet, "Cultura de ahorro en las finanzas Personales de los egresados de contabilidad de la UNDC - 2022" Tesis para optar el grado de Licenciada en Contador Público, Escuela de pregrado. Facultad de Contabilidad. Universidad Nacional de Cañete. Cañete - Perú