Educación financiera y las finanzas personales de los estudiantes de la carrera de Administración de la UNDC – 2022
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Date
2024-03-12
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Publisher
Universidad Nacional de Cañete
Abstract
Esta investigación fue realizada con el objetivo de conocer la relación entre la educación
financiera y finanzas personales de los estudiantes de administración de la Universidad Nacional de Cañete 2022. El tipo de investigación empleado fue con enfoque cuantitativo de tipo básica, de nivel descriptivo - correlacional y de diseño no experimental. Se hizo el estudio de la relación existente entre la educación financiera y las finanzas personales, con las siguientes dimensiones: ahorro, presupuesto y crédito para la variable educación financiera y fijación de objetivos personales, estrategia para el pago de deudas personales y medios financieros para la variable finanzas personales. La población de estudio estuvo conformada por 412 estudiantes de la carrera de administración de la Universidad Nacional de Cañete. De los cuales la muestra seleccionada fue de 199 estudiantes a quienes se aplicó una encuesta, utilizando como instrumento el cuestionario conformado por 20 preguntas. Para el procesamiento y análisis de los datos se emplearon los programas Excel y el estadístico SPSS versión 25. Para determinar la correlación entre las variables se utilizó la prueba de Spearman obteniendo como resultado: con un P_valor = 0.01, es decir un P < 0.05, que demuestra que la educación financiera se relaciona con las finanzas personales de los estudiantes de la carrera de administración de la Universidad Nacional de Cañete, se considera como correlación alta moderada.
This research was carried out with the objective of knowing the relationship between financial education and personal finances of the administration students of the National University of Cañete 2022. The type of researcher used was with a quantitative approach of basic type, descriptive level - correlational and non-experimental design. The study of the existing relationship between financial and personal finance was made, with the following dimensions: savings, budget and credit for the variable financial education and setting of personal objectives, strategy for the payment of education personal debts and financial means for the variable personal finances. The study population consisted of 412 students of the administration career of the National University of Cañete. Of which the selected sample was 199 students to whom a survey was applied using the questionnaire made up of 20 questions as an instrument. For the processing and analysis of the data, the Excel programs and the SPSS version 25 statistic were used. To determine the connection between the variables, the Spearman test was obtained, obtaining as a result: with a P_value = 0.01, that is, a P < 0.05, that demonstrates that financial education is related to the personal finances of the students of the administration career of the National University of Cañete, it is considered as high-moderate connections. Incidencia Severidad aceite vegetal extracto.
This research was carried out with the objective of knowing the relationship between financial education and personal finances of the administration students of the National University of Cañete 2022. The type of researcher used was with a quantitative approach of basic type, descriptive level - correlational and non-experimental design. The study of the existing relationship between financial and personal finance was made, with the following dimensions: savings, budget and credit for the variable financial education and setting of personal objectives, strategy for the payment of education personal debts and financial means for the variable personal finances. The study population consisted of 412 students of the administration career of the National University of Cañete. Of which the selected sample was 199 students to whom a survey was applied using the questionnaire made up of 20 questions as an instrument. For the processing and analysis of the data, the Excel programs and the SPSS version 25 statistic were used. To determine the connection between the variables, the Spearman test was obtained, obtaining as a result: with a P_value = 0.01, that is, a P < 0.05, that demonstrates that financial education is related to the personal finances of the students of the administration career of the National University of Cañete, it is considered as high-moderate connections. Incidencia Severidad aceite vegetal extracto.
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Keywords
educación financiera, finanzas personales, ahorro, presupuesto, crédito
Citation
Gago Sandoval Elida Lucia - Neponoceno Villalobos Lidia Cecilia "Educación financiera y las finanzas personales de los estudiantes de la carrera de Administración de la UNDC – 2022" , Tesis para optar el grado de Licenciada en Administracion , Escuela de pregrado. Facultad de Administracion. Universidad Nacional de Cañete. Cañete, Perú